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6.20% p.a.
target return
6.70% p.a.
target return
7.20% p.a.
target return
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Accounts
An account for every kind of saver
For your goals.
For the goals you’re building together.
For the future you’re building for them.
For cash beyond the day-to-day.
For retirement savings that need to keep earning.
For reserves that keep funding the work.
Welcome to the new Blossom!
Blossom Plus
Target 6.70% p.a., with quarterly access. Start from $5,000.
Some savings are for what’s next. Not today, but not too far away. Plus gives that money more time to work - so it can do a little more for you.
Simple to start. Easy to follow. Progress you can see every day.
01
Start from $5,000.
A few details, and a first transfer in.
No sign-up, transfer or account fees.
02
Watch it grow
every single day.
Earnings are posted daily, so you can see progress as it happens.
03
Quarterly
compounding.
Your earnings are posted daily and compounded each quarter, so they can start earning too.
04
Access
every three
months.
Request a withdrawal during the quarterly withdrawal window, straight from the app.
05
Your goal,
always in sight.
Set a target, watch the gap close.
06
Real people, when
you need them.
Need a hand? Our team is here to help.
Enter your starting balance and regular contributions, then see what progress could look like over time.
With the use of key variables, this calculator illustrates the general effect of compounding interest and regular additions to the principal over time. This calculator does not reflect investments in Blossom Fund. See Important information.
Plus targets a 6.70% p.a. return, net of
fees. Earnings are posted to your
account daily.
Your money is invested through the Blossom Fund in a professionally managed, diversified portfolio of fixed income investments.
Plus is designed to give your savings more time to work, with access every quarter.
See how Plus compares with Save and Grow.
For savings you want within easy reach.
From $50
Quick Access - Daily Requests
No Account Fees
6.20% p.a.
target return
Learn More
For savings you're giving more time to grow.
From $5,000
Quarterly Access
No Account Fees
6.70% p.a.
target return
Learn More
For goals with a longer runway.
From $5,000
12-month term
No Account Fees
7.20% p.a.
target return
Learn More
Behind every Blossom balance is a reason. Meet the people making progress on something that matters to them.
“I’ve been using Blossom since May 2025, specifically the Blossom Plus product, and it has been an honestly amazing experience.”
“Blossom has helped my son substantially grow his savings, putting a home deposit within reach within the next few years.”
“I started with a lump sum, turned on weekly recurring payments, and now have $80k saved… It’s working for me while I decide.”
“It feels like every stage of the process is transparent and they’ve thought of the next question you want to ask.”
“Their customer service is incredible, and they helped us reach our goals clearly and manageably.”
What is Blossom Plus?
Blossom Plus helps you achieve your long-term financial goals, faster by targeting 6.70% p.a. returns on your savings. Earnings are posted daily and compounded quarterly! Start investing with $5,000 and enjoy no account, sign-up, transfer or withdrawal fees.
Is Blossom Plus right for me?
Work towards your longer-term goals faster with 6.70% p.a. targeted returns.
Choose Blossom Plus if:
* You can commit $5,000 or more to target a higher return.
* You want to target a consistent 6.50% p.a. return.
* You are comfortable with withdrawals processed every 3 months.
How do quarterly withdrawals work with Blossom Plus?
You can make a withdrawal request at any time through your account on the web, iOS or Android app. It can be all or part of your investment in the Fund. A minimum $5,000 account balance is required, otherwise you may need to make a full withdrawal.
Blossom Plus withdrawals are processed quarterly (every 3 months). You can make a withdrawal request until 4pm Sydney time two weeks before calendar quarter end. Withdrawals requested after the cut-off will be processed after the end of the following quarter.
Don't worry, requesting a withdrawal will not impact your earnings. We will post earnings on these funds every day until the end of the quarter.
Is there a minimum investment amount for Blossom Plus?
Yes, there is a minimum investment amount of $5,000.
