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Find your savings sweet spot
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6.20% p.a.
target return
6.70% p.a.
target return
7.20% p.a.
target return
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Accounts
An account for every kind of saver
For your goals.
For the goals you’re building together.
For the future you’re building for them.
For cash beyond the day-to-day.
For retirement savings that need to keep earning.
For reserves that keep funding the work.
Welcome to the new Blossom!
Individual Accounts
Open your own Blossom account and put your savings to work for what matters to you.
A home. A holiday. A rainy-day buffer. Whatever you’re saving for, put something aside and start moving towards it.
See your balance and earnings in the app, with earnings posted daily so you can see your progress as it happens.
Up to
7.20%
p.a. target returns
Add to your savings along the way and watch the gap between you and your goal get smaller.
Choose how much access you want, how much time you’re giving your savings, and the target return that works for you.
For savings you want within easy reach.
From $50
Quick Access - Daily Requests
No Account Fees
6.20% p.a.
target return
Learn More
For savings you're giving more time to grow.
From $5,000
Quarterly Access
No Account Fees
6.70% p.a.
target return
Learn More
For goals with a longer runway.
From $5,000
12-month term
No Account Fees
7.20% p.a.
target return
Learn More
Add a few details and complete a \n quick identity check to get started.
02
Choose Save, Plus or Grow depending on how much time you’re giving your savings to grow.
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03
Make your first transfer, then add more whenever it suits you.
04
04
Track your balance and daily earnings in the app.
05
Enter your starting balance and regular contributions, then see what progress could look like over time.
With the use of key variables, this calculator illustrates the general effect of compounding interest and regular additions to the principal over time. This calculator does not reflect investments in Blossom Fund. See Important information.
Behind every Blossom balance is a reason. Meet the people making progress on something that matters to them.
“It shows how much you made every single day and the satisfaction of seeing your money grow is unmatched.”
“I saved my house deposit with Blossom and when the right place came up, I had the full amount in my bank the same day.”
“I started with a lump sum, turned on weekly recurring payments, and now have $80k saved… It’s working for me while I decide.”
“It feels like every stage of the process is transparent and they’ve thought of the next question you want to ask.”
“Their customer service is incredible, and they helped us reach our goals clearly and manageably.”
Is Blossom a passive investing app?
Yes, Blossom provides an app that gives access to passive investing opportunities starting with the Blossom Fund. The Blossom Fund is a fixed income fund with a portfolio of cash, semi-government and government bonds, mortgage-backed securities and more. We believe it’s a healthier and fairer way to save.
What are the differences between Blossom Save, Blossom Plus and Blossom Grow?
Blossom Save gives you freedom and flexibility while you save, targeting a 6.20% p.a. return on your savings with a minimum balance of $50. Withdrawal requests are processed business daily, subject to banking and payment systems.
Blossom Plus helps you reach towards your longer-term goals faster with 6.70% p.a. targeted returns. Plus has a minimum balance of $5,000 with withdrawals processed quarterly (every 3 months).
Blossom Grow helps you set and forget for serious savings, targeting 7.20% p.a. returns. Grow has a minimum balance of $5,000 and withdrawals are processed after a 12-month term.
Read more in the PDSs, TMDs and FAQs.
Is there a minimum to get started?
Yes, you can get started with a minimum of $50 for Blossom Save and $5,000 for Blossom Plus and Grow. We want to make saving accessible for everyone!
How do I get started?
It’s easy to get started:
1. Sign up in minutes – through the iOS or Android app or get started on the web.
2. Fund your account – you can automate your top-ups!
3. See your savings Blossom every day – enjoy targeted returns posted daily.
